Can Money Buy Happiness? Essay

â€Å"When you have money in hand, only you forget who you are, When you don’t have any money in your hand, the whole world forgets who you are† -Bill Gates Good Morning respected teachers and dear friends. Can Money Guarantee Happiness? It is one of the most heavily disputed questions of all time. However if we look at it practically, we will find an immediate answer, that, YES, Money in all its splendour, is the key to happiness. Imagine being able to buy whatever you wish for- cars, palatial houses, helicopters, jet planes, a journey to space, a walk on the moon-wouldn’t it give you joy & happiness, not to mention an envious social status? Definitely it would and what do you think would allow you to buy these things? The answer is, of course, MONEY! Money, thus, definitely guarantees happiness! To argue on this point, we must observe that the very invention of money was to bring happiness and balance to human life. What with the barter system and its many setbacks, the idea of money instituted a sense of equilibrium, so that everyone could follow a definite routine and a similar pattern of things. Without money, man would be a barbarian with no sense of stability! Money is something that distinguishes man from an animal. How, then, can my worthy opponents say that money does not guarantee happiness and that people would be happier without it? I do think anybody who says that money is everything but happiness would agree that donating brings joy. What will you give to others when you yourself don’t have anything? And how would have anything without buying it using money? Poverty is the greatest curse. It is the lack of money that compels people to cheat or even murder. If one has money, one can buy all things that he or she wants. A torn jeans worn by the rich becomes a fashion statement, whatever the rich do becomes customs & what they say becomes law! Money can buy you authority, power, obedience and whatnot! By appointing domestic servants, you aren’t only saving your time so that you can enjoy with your family, but are also taking an uneducated person out of unemployment. Coins & Notes bring you closer to people. Social interactions lead to happiness and self satisfaction. And how can you host a party for your long-lost friends or go out for a movie with your family if you don’t have money? Money helps you to travel to exotic places, meet new people at luxurious events & thus give a treasure trove of happy memories & a bountiful of acquaintances!

Long-Term Planning

â€Å"Pay yourself first† is a standard commitment device used by financial planners seeking to encourage disciplined saving and budgeting; it is also the principle underlying US payroll-deduction 401(k) plans. These plans are one of the most successful commitment devices in current use, and they are formulated such that contributions are automatically deducted from workers' pay before the money can be spent. As such, saving in 401(k)-type plans would be best for my personal situation, as participation rates in 401(k)-type plans, where payroll deduction is the norm, are at least four times as high as for Individual Retirement Accounts (IRAs) (Mitchell and Utkus, 2004), where structured payroll deductions are uncommon. Additionally, I am given the liberty to exert some control over how my money is invested (subject to some constraints), and receive the risk and reward for those investments. Since my tax rate when I retire would be presumably higher than my tax rate before retirement, I would likewise be better off with a Roth IRA than a traditional IRA because I won’t have to pay tax on my withdrawals at the higher rates. I can withdraw the money I contributed to a Roth IRA penalty-free anytime, since I already paid tax on it so the government would not care. Since I would not probably need my money I invested in Roth IRA for at least five years from now, my money will be tax-free on withdrawal. The catch is that I cannot know for sure what my tax rate would be when I retire, but I can find several online calculators that will help me compare results with a Roth IRA versus traditional IRA. Further, the new Roth IRA provisions apply even if I am covered under my employer’s retirement program. Lastly, the SEP proves to be a promising retirement plan based on my personal situation. Although the SEP is an employer-provided retirement plan, record-keeping and tax reporting are simplified, a plus factor for me. The higher limit in a SEP makes this plan as attractive as the profit-sharing plan, but easier and less costly to administer, which are two of my foremost criteria when choosing a fitting retirement plan for myself. WORK CITED Mitchell, O. & Utkus, S. (Eds.). (2004). Pension Design and Structure: New Lessons from Behavioral Finance. Oxford, England

Albert Jacka Soldier Man

Albert Jacka was born on the 10th of January 1893 in a small dairy farm in Winchelsea, Victoria. On the 17th of the first 1932, seven days after his 39th birthday, he died of chronic nephritis. He was the fourth child of 7 of Nathaniel Jacka and Mary Elizabeth Kettle. He spent most of his life in Wedderburn after his parents decided to move the family there in 1898 when Bertie was the age of 5. After completing elementary school, he found work as a labourer with his father, and later for the Victorian State Forests Department. On 18/8/14, Bert enlisted into the Aussie Imperial Force, assigned 14 Battalion, 4th Brigade, 1st Division and began training at Broadmeadow camp. Jackas battalion then left for further two months of training in Egypt. After that, his battalion then joined the fight in Gallipoli, arriving on Anzac Cove through the Dardanelles, 26/4/15. A month later on the 19th, the Turkish began an assault along almost the whole Anzac line, and captured a small twelve yard section of the trench, leaving one end being guarded by Jacka. For longer than several minutes, he shot warning shots into he trench until, finally reinforcements had arrived. Everybody but Jacka were hit so he leapt back into the communication trench. He had then thought up a new plan, two bombs would be thrown at the Turks, as Bert would walk around and flank them from behind. He shot five and bayoneted two as the others retreated. l managed to get the begars, Sir, he was quoted to have said to the first officer to arrive. For doing this act of courage, he was awarded with a Victorian Cross, which appeared in a section of the London Gazette. War Office, 24th July, 191 5 His Majesty the KING has been graciously pleased to award the Victoria Cross to the undermentioned Officers and Non-commissioned Officers:No. 65 Lance-corporal Albert Jacka, 14th Battalion, Australian Imperial Forces. For most conspicuous bravery on the night of the 19th-20th May, 191 5 at Courtneys Post, Gallipoli Peninsula. Lance-corporal Jacka, while holding a portion of our trench with four other men, was heavily attacked. When all except himself were killed or wounded, the trench was rushed and occupied by seven Turks. Lance-corporal Jacka at once most gallantly ttacked them single-handed, and killed the whole party, five by rifle fire and two with the bayonet. Albert was immediately known as a national hero. He began to be used on recruiting posters John Wren, gave him E500 and a golden watch, after promising the first Victorian Cross winner a reward of so. After the 28th of 8th he began to skyrocket from rank to rank, beginning with Corporal, then on the 12/9, Sergeant, then Company Sergeant Major on 14/11, and finally Second Lieutenant on the 29/4/16 after completing officer training. Early in June, the 14th Battalion were then sent to France. On the 7th of August, Berts platoon then moved into the line close to Pozi ©res, a small French village. One night after dawn, Just as Jacka had completed his surveying of the area, two German soldiers had overrun a part of line. They came to the entrance of Jackas dugout, rolling a bomb down the doorway, killing two men. Jacka survived, rushing up the steps, tiring as ne moved. He got up and came upon German soldiers rounding up about forty Aussies as prisoners. He spoke out to his platoon and charged against the enemy. Men threw away their rifles and began to participate n wild hand to hand combat, while the prisoners turned on their enslavers. On that night, they took capture of fifty Germans and retook back the line. Everyone was severely wounded, Jacka received serious neck and shoulder injures and was sent away to London hospital. On the 8th of the 8th, London newspapers sent out false reports claiming that Bert was killed in action. After this, Albert was promoted to captain and was authorised as the 14 Battalions Intelligence officer on the 15th March. Albert got back into the fght and led a night scouting party on the 8th of April, to inspect the enemys defences. He infiltrated the wire at two places, reported back, then he went out again to watch the laying of the guide tapes for the infantry. As the Job was almost done, two German soldiers creeped up, Jacka, realising that theyd see the tapes, he knew that they must be captured. He pulled out his pistol, misfired, so he rushed on towards them and captured them by hand. His smart, quick thinking, had saved the Anzac soldiers from discovery and possibly bombardment and had earnt himself a bar to his military cross. The newly captained Jacka, on the 8th July, was wounded by a snipers bullet near Ploegsteert Wood. Two months later on the 26th, he was back on his feet and back on the front, he led the 14th battalion against German Pillboxes(small underground outposts) at Polygon Wood. In March 1918, Jacka unknowingly faced his final fght, after being cruelly gassed at Villers-Bretonneux. A few months later, he boarded the Euripides, for Australia. A large crowd, including the Governor General, greeted him on his arrival in Melbourne. A few months after being discharged, R. O. Roxburgh, E. J. L. Edmonds and himself, created an electrical goods importing and exporting business. The following year on the 17th January, Jacka was hitched to Frances Veronica Carey, a typist at his Electrical Goods business. A few moths later, the moved to St Kilda and adopted a daughter. Eight years later, he was elected to the St Kilda Council and a year later elected as mayor. On the 18th of December 1931, he mysteriously fell ill during a council meeting and on January 17th, a year later, he died of chronic nephritis. Over 60,000 people paraded by his coffin as it lay in Anzac house. He was buried with complete military honor in the Presbyterian section of the cemetery.

Research paper Essay Example | Topics and Well Written Essays - 2000 words - 15

Research paper - Essay Example In the following paragraphs, we will try to extract the information about the life of this great man from the biographies written about William Shakespeare. Shakespeare was the offspring of an alderman, John Shakespeare and Mary Arden, a daughter of a wealthy farmer. The birthplace of this great poet is Stratford-upon-Avon. No exact information is available about is date of birth but he was known to have been baptized on 26th April, 1564. There is no record of date of birth in church’s register but â€Å"traditionally, Shakespeare’s birthday has been 23rd April, which was feast of St.George† ( Potter 1). William Shakespeare was named after his godfather, William and â€Å" according to Camden, this name has been most common in England since king William the Conqueror â€Å" ( qtd. in Potter 5). The early schooling of the bard was done at King’ s New School situated at Stratford. At the age of 18 he married Anne Hathaway who was eight years older than he. The couple had to hasten their marriage due to the pregnancy of Anne. The couple had three children, the eldest a daughter name Susanna and twins Hamnet an d Judith. The son died in childhood at the age of 11. Bevington refers to the controversy regarding the religious affiliations of Shakespeare and suggests that no one has the sure knowledge whether he belonged to Anglican church or was a covert believer of Catholic church. He also alludes to the skeptic mind of the great poet ( Bevington ch. 2). Schoenbaum reveals that during Shakespeare’s time church going was compulsory and the people who did not attend the church were dragged to church by church court and were imposed heavy fines. Throwing light on religious leanings of William Shakespeare, Schoenbaum declares that â€Å" the religious training provided for Shakespeare by his community was orthodox and Protestant† ( 55). He also clarifies the claims that Shakespeare was a

Economic Theory of Marketing Control and Business Essay

Economic Theory of Marketing Control and Business - Essay Example It is pointed out that franchising has certain benefits. Firstly, it allows distinctive competency, then quick expansion, uniform operation-standardisation, and lastly, same food experience (Funding Universe, n.d). Admittedly, McDonald’s has adopted franchising as a way of expansion. In this franchising, the parent company sells the right to distribute its products and to use its trade name to smaller businesses around the world. McDonald’s organisational culture is the culture the parental company transmits to its franchisees. The company operates according to four values; quality, service, convenience, and value. Though the company has enforced these basic values into all its franchisees, the franchisees are allowed to incorporate local culture into their marketing and products (McDonalds. Com, 2011) Another point is that the company hires local people for its regional operations so that they become able to make the company a good image in the local community by adopt ing locally accepted working culture, salaries, products and communication. There are two points that deserve attention here; firstly, the company seeks to offer the same product offerings around the world, and secondly, it intends to offer the same food experience for all customers. There are various reasons that prompt the company to go global. They are to gain more brand and shareholder value, to have more sources of income and growth markets, to lessen its dependence on the home market, to leverage the existing corporate technology, supply chains, knowledge and intellectual property, and to find better acceptance in the home country by being global. Thus, as cited in Ghosh et al (n.d), presently, McDonald’s holds 19% of the global fast food market followed by Doctor’s... As the paper discusses  McDonald’s has adopted franchising as a way of expansion. In this franchising, the parent company sells the right to distribute its products and to use its trade name to smaller businesses around the world. McDonald’s organisational culture is the culture the parental company transmits to its franchisees. The company operates according to four values; quality, service, convenience, and value. Though the company has enforced these basic values into all its franchisees, the franchisees are allowed to incorporate local culture into their marketing and products.From this research it is clear that McDonald’s holds 19% of the global fast food market followed by Doctor’s Associates with 10%, and Yum Brands with 9%. Other important players are Wendy’s, Burger King, and Dominos. The remaining market is held by companies which are local in nature. It seems that McDonald’s has adopted two strategies since 2003 to keep up with t he changing international market. The first strategy is to introduce new foods and concepts as opposed to loyalty to traditional foods. As a pat of this strategy, the Premium Chicken Sandwiches and Angus Beef Burger took birth. In addition, there was the addition of premium salads. The second major strategy was to focus on increasing sales at its existing restaurants instead of starting new ones. As a part of it, the company remodelled its many restaurants, increased working hours, and raised the options on menus.

Harmonization and Financial Reporting Coursework

Harmonization and Financial Reporting - Coursework Example That seemed far from a sure thing last spring, w. hen the Financial Accounting Standards Board (FASB) solicited comments on the AICPA's new "comprehensive "model f business reporting" and so endowed it with a faint whiff f reality. The timing seemed right. At the Securities and Exchange Commission (SEC), commissioner Steven M.H. Wallman was already lending tacit support to the concept by publishing articles and hosting conferences on his own ideas for an expanded system that would include improved disclosure f intangible assets. Meanwhile, SEC chairman Arthur Levitt had just successfully lobbied the Financial Accounting Foundation (FAF) to give one f the seats held by the Financial Executives Institute (FEI) to a public-sector trustee. The FAF oversees FASB, f course, and what small voice preparers had in directing the views f FASB was further diminished. Finally, many preparers had concluded that FASB, as demonstrated by the onslaught f new standards it had issued in recent years, w as hardly worried about complaints that financial executives were overburdened. And yet, like a baseball team that has just captured a wild-card ticket to the playoffs, the preparer community appears to have enjoyed a turn f luck. After reviewing the AICPA's arguments for a new reporting model and listening to comments from users and preparers f financial statements, both in written and oral testimony, FASB chairman Dennis Beresford has concluded that, for now anyway, it's just too much. "While it is dangerous to generalize about such letters and meetings," Beresford says, "my feeling is that most f our constituents aren't interested in wholesale changes to our current financial reporting system." And FASB, it seems, is not interested in tackling any major overhaul f the status quo. "My prediction," says Beresford, "is that FASB is going to be quite cautious about expanding its role beyond traditional financial statement matters." The Complicating Factors FASB has good reasons for tabling the issue. For one thing, Beresford's second five-year term expires in June, and many observers think the Board will be reluctant to take on any major new projects until a new chairman is installed. In addition, FASB's current agenda is jam-packed with such projects as derivatives disclosure, segment reporting, and comprehensive income. While FASB agreed to review the future f financial reporting as part f its first strategic plan, adopted last April, so far it has been reluctant to for-realize the creation f a new financial reporting model as a working project. And whatever decision is made about the future f reporting has to be made with an eye toward possible U.S. acceptance f new international accounting standards--which isn't expected for at least several more years. All in all, this is not what the AICPA had in mind when its Special Committee on Financial Reporting, chaired by Edmund Jenkins, issued its voluminous report a little over two years ago. The committee said then that current financial statements were no longer providing users with the information they needed to make smart credit and investment decisions, and were

Rent Car in Uk Essay Example | Topics and Well Written Essays - 2500 words

Rent Car in Uk - Essay Example s description alongside clarifications on goals, financial and marketing strategies, opportunities, challenges and projected targets form the main sections of the business plan. The UK is a commercial and social hub not only for Europe but for the global community as well. Transport services for the numerous visitors into the country therefore form an important part of the support industries for the status of the country on the global slot. In light of the ever-increasing demand for transport services for persons visiting the country against constrained capital investment in the motor industry, a rare business opportunity lurks behind this industry. Fun-Rove UK is a business targeting the opportunity provided by the momentous opportunity that the status of the UK offers to commuter service industry, for both leisure and commercial business targets. As a matter of location strategy, the City of London is undoubtedly the most competitive cities on the consideration of its status as the capital city of the UK. Numerous economic commuter service opportunities emerge from socioeconomic and political activities hosted by the London City for the UK and for various international organizations. In this view, Fun-Rove UK will set its base in the City of London, which acts as a connection centre for various clients also visiting various destinations in the UK. The car rental business in the City of London has increased over the years as the City grows to accommodate more visitors either as leisure tourists or as business tourists. Most of the clients visiting London prefer to hire the car and a driver to accompany them during the entire duration of the contract, which is considered by Fun-Rove UK. London is among the biggest cities in Europe with numbers expected to hit the nine million mark by 2020, which illustrates an extraordinary flow of human traffic in and out of the City. This population requires important transportation services to relocate from one Borough to the

BCEN Essay Example | Topics and Well Written Essays - 1000 words

BCEN - Essay Example orever Young is guided by a mission to become the world’s leading distributor of organic foods, create a healthy family for the future through quality products, enhanced supply chains and well-trained staff. We are committed to a better tommorow and will, therefore, use the available technology to ensure customer experience is enhanced. Our greatest strength is the goodwill and continuous encouragement that we have received from our clients. In the last twelve months, our customer base grew with a margin of 15% on referrals alone. The referrals signified the great deal of trust placed on our products by our clients. The customer loyalty we enjoy makes it possible for us to make profits above break-even. In numbers, we cater for about 30 million households with a potential of growing the number to 100 million in the next five years. As we venture into the world market, we are encouraged by the fact that the organic food market is growing each year and has a net value of US$45million which hasn’t been fully achieved. Over the years, Forever Young has acquired state of the art equipment that give our products a competitive edge in quality and cost efficiency. Being able to achieve high quality at low prices is a strength that any firm would like to achieve, and we have done it with the corporation from our highly trained staff. In such an expensive market, capital can be a limiting factor. For us though the amount of capital available for investment is high and the continuous interests from investors and our good credit rating give us an advantage when it comes to requesting for funds for new investments. In our 12 years of operation, we have developed a strong staff training regime that allows us to employ and attract the best experts in the market. This strong programme has ensured that staff morale is always high which reflects in our sales and customer service provision. Organic foods have never been cheap since production cost is high. With

Internal Environment of Tesco Literature review

Internal Environment of Tesco - Literature review Example Quite understandably, there is a bright side to the picture and as well as a darker side which goes hand in hand, however, when talked about the corporate world, markets and industries, the darker side is more dark to offset the brightness of so-called bright side of the picture. The golden days for the business were when they could operate with monopolies and lesser competition. Consumer awareness was virtually zero and thus their bargaining power was extremely low (Senge, pp. 189-196, 1991). Â  However, with this revolution of information technology, the marketplace has changed into something, which no one could have imagined in his or her wildest dreams, some decades back. Statistics reveal that out of the Fortune 100 companies of 1900, only four of those corporations have been surviving and the rest is history. Furthermore, only General Electric (GE) is the only company, which still exists out of the top 12 companies that appeared on the Dow Jones Index in 1900. Quite clearly, the marketplace is now a brutal and ruthless place, which has no place for companies that fail to adapt, change, innovate, learn, and compete. In fact, the marketplace today is a bloody red ocean since all that companies do today, is make their competitors lose so that they can win. Â  For most companies, the pie is not growing or expanding and the only way to increase your share of the pie is to decrease the share of their competitors. More importantly, the companies that have failed to adopt proactive, calculated, informed approaches and have tried to remain mere spectators, the environmental forces have not forgiven them for the same and they are history. That explains why Nokia, which started it business as lumber company that made equipment needed to cut down the forests diversified, adapted, changed, and innovated to become the biggest seller of mobile phones in the world.

Educating Rita-Characters Essay Example for Free

Educating Rita-Characters Essay Main characters Rita and Frank are the only two characters whom we see on stage, though other people are referred to by both of them. We hear about Denny, Ritas husband, about Julia, Franks partner, and about Trish, Ritas flatmate, who attempts to kill herself. But it is Rita and Frank whom the audience gets to know best. Rita: Rita is a working-class, twenty-six-year-old hairdresser who has taken the decisive step of enrolling on a literature course at the Open University. It has been a difficult decision as it means that she has to break away from the restrictions imposed on her by her husband and by the community in which she lives and works. Indeed, Ritas choice is a stark one: it is between starting a family, which Denny wants, or studying. In deciding to study and become more educated and culturally aware, Rita changes her life completely. She gradually becomes absorbed by culture and literature. It is only after her flatmate attempts suicide that she begins to realise that art and literature cannot provide all the answers. However, she decides to continue as a student and finally passes her examination. Frank: Frank is a university lecturer in English Literature with a drink problem. He has had one failed marriage and his present relationship wit Julia is not an easy one. However, he does appear to have a comfortable middle-class lifestyle and has achieved some minor success as a poet. His job, nevertheless, bores him and, in fact, by the end of the play, he has been sent away to Australia by the university authorities because of his drunken behaviour. Rita breezes into his life like a breath of fresh air; the story of the play is the story of their developing and changing relationships both as teacher and student and on a more personal level.

Responsibility for Healthcare Between Society and the Family

Responsibility for Healthcare Between Society and the Family The balance of responsibility for healthcare between society and the family societal versus family responsibilities â€Å"Responsibility for health: personal, social, and environmental† INTRODUCTION: The Family is the basic or functional unit of a society. In making healthcare policy society and family plays a great part in implementation. Responsibility starts within each member of the family with the proper guidance of parents. Preventive efforts regarding healthcare issues must be practice by parents. A good example of which is by teaching their children at the very early age the three basic food groups (go, grow and glow) and proper hand washing, in such a way that each child will be guided accordingly regarding the proper diet to prevent illness and diseases. As a child goes to school he/she becomes a member of the society, a good practice of healthcare can be shared between peers. As they grow much older this good practice and views regarding healthcare becomes more profound and evident they becomes more responsible towards health and to the society. In my personal point of view responsibility for health is as basic as food, taking good care of one self is the fundamental r esponsibility an individual in becoming a better member of a society. The society has the responsibility of providing proper health services to the family and to a certain individual. An example of which is a good access in healthcare insurances, Equality in healthcare services on all facilities in government and private alike. The right for information regarding laws, provisions and policies should be properly disseminated. Access to rural or community health involving different business, healthcare, and transport sectors to address any healthcare issues. One of the most important obligations of society is ensuring that each and every one has access to health care. This has been the main focus of health care policies all over the world. While this has been the most important, it is also vital that societies promote health in many other ways. Society plays a great role in making sure that everyone has access to optimal health care and there are a lot of means by which this will be successful. One very common and effective way is by means of education and training. By means of education, people may be able to know more about ways on how to promote health and how to prevent certain diseases. Education is an effective tool to spread out information not just about the social issues but more importantly, about health. Through education, we may be able to enlighten people about the most important health issues that we have now. Some of these issues include sanitation, pollution, food and drug safety and disease prevention. Much attention should be focused on ways on how to promote health besides access to health care. These include environment and public health and health research. In today’s modern age, there are numerous technological advances which affect our daily living. Whether we like to admit it or not, our lives are easier now because of these technological advances. They help us get to places faster and aid us with everyday activities so that we may be able to do them with more ease but as they say, there is always downside to everything. These advances may be the reason why there are several people who are becoming lazier when it comes to doing chores at home or at work. People nowadays tend to depend largely on technology to do simple things which they can do themselves. Simple things like walking when going to nearby places or picking something up from a store. Lifestyle plays a huge role in some of the most fatal illnesses that exist now. According to Ralph Neas the total expenditures on health care in the United States represented 17 percent of the gross national product in 2010 and are projected to reach 20 percent by the end of this decade. The United States spends 141 percent more on health care than other economically advanced nations; furthermore, according to Centers for Disease Control and Prevention, although smoking has declined steadily there since the 1960s, smoking- related medical expenses are still about US$75.5 billion per year. Obesity, which has been climbing in the past two decades, accounts for about US$75 billion in healthcare costs there each year, moreover, alcoholism and drug addiction in the USA account for annual healthcare costs of about US$22.5 billion and US$12 billion, respectively. Federal government spending on healthcare relating to HIV/AIDS is over US$13 billion per year. This goes to show that health educ ation is important and that people needs to be informed thoroughly on how to improve health and prevent diseases from spreading. It is also sensible to allot sufficient budget on health research and find means on how to prevent and if possible, to completely eradicate such diseases. The balance of responsibility for healthcare between society and the family societal versus family responsibilities encompasses different aspects in healthcare. It needs the involvement of all stakeholders. A families views and attitudes towards healthcare has a great impact in a society. A good example is in the Philippines, the Department of social welfare and development (DSWD) together with the Department of Interior and Local Government (DILG) and some None-Government organization groups Spear headed a program/Scheme Pantawid Pamilyang Pangkabuhayan or( 4Ps). The main purposes of the program is Hunger Mitigation, Prevention of Maternal and infant deaths by giving financial assistance to the families under poverty line with conditionality’s. The conditions: Pregnant Household Member/s should visit their local health center to avail of pre- and post-natal care starting from the first trimester of pregnancy. Children 0-5 Years Old members of the household who are 0–5 years old shall visit the health center and avail of Immunization/vaccination, weight monitoring, and management of childhood disease. Children aged 6–14 years old should receive deworming pills twice a year Education conditionalities. Children aged 3–5 years old enrolled in Day Care Program or pre-school program and maintain a class attendance rate of at least 85% per month (still subject to evaluation/study). Children aged 6–14 years old enrolled in elementary and secondary schools and maintain a class attendance rate of at least 85% per month. Other conditionalities. Parents should attend Family Development Sessions at least once a month. Participate in community activities to promote and strengthen the implementation of the program. The first task is to identify the families who will be eligible and be the beneficiary of the program by doing surveys in the rural areas. First they disseminate the information from national down to local government units, barangays and families. After which they inform and award the families legible for the said program. Together with the Department of Health Philippines and Department of Education they create programs. The DOH launches the Immunization program visiting families house to house and immunizing children 8y/o and below. Each family also receives financial assistance. According to WHO 1992, healthcare issues regarding the environment addresses all the physical, chemical, and biological factors external to a person, and all the related factors impacting behaviours. It encompasses the assessment and control of those environmental factors that can potentially affect health. It is targeted towards preventing disease and creating health-supportive environments. This definition excludes behaviour not related to environment, as well as behaviour related to the social and cultural environment, and genetics. While it is sensible to place sole responsibility to an individual to take care of their health, there are several objections to it as well. One argument is that it is unfair to hold someone completely responsible for their own health especially if that person does not have a sound mind or is under the influence of drugs. Another is that it would be exceedingly difficult to implement a system that holds individuals responsible for their own health, since diseases and disabilities result from a complex interaction of genetic and environmental factors. Although it is completely rational that an individual must be able to maintain their health, the responsibility should not be placed solely on them. Whichever the case may be, the society must always help promote health and prevent illness. Although access to health care is extremely vital, society should also focus on creating means on how to promote health. They say, prevention is better than cure and it is true in so many ways. Preven tion is more cost-effective and is more medically efficacious rather than finding means of treatment. For instance, it is more cost-effective to prevent certain serious illness rather than undergoing surgery or chemotherapy in the long run. The government should be able to provide its people their needs and with regards to health care, this includes monitoring of disease, urban planning and should be able to guarantee food and drug safety. Family on the other hand, is considered to be the basic unit of a community and is therefore a great factor in an individual’s attempt to health promotion and disease prevention. It is through family that a person first learns everything which is why family greatly affects the choices made by an individual. Most often than not, a person confides with a family member in decision making may it be with finances, work related problems and health issues as well. If a person is unable to decide, a family member, usually the elder or the head of the family steps in to make the decision for them. For instance, in New Zealand, since there are numerous rest homes, it is the obligation of the family or one of the family members to decide what is best for their loved ones who are residing at these rest homes especially if their loved ones cannot decide for themselves or is not able to comprehend some of the information given to them. CONCLUSION: Health care access is one of the most important factors to consider in terms of societal issues with regards to health care but it is also with utmost importance that the society is able to promote health through education and research as well. Much importance should be placed not just on health care access but more so on strategies for health promotion especially on environmental and public health and health research. Government action is also vital and should be able to provide the needs of its people especially if it’s already out of their control like monitoring of disease and urban planning. Family is the basic unit of community and is considered to be the basis of one’s decision with just about anything. May it be financial or health issues, families play a huge role in an individual’s choice. REFERENCE: Centers for Disease Control and Prevention (CDC). Smoking costs nation $150 billion each year in health costs, lost productivity. Press Release. Retrieved from http://www.cdc.gov/media/pressrel/r020412.htm Centers for Disease Control and Prevention (CDC). Obesity costs states billions in medical expenses. Press Release. Retrieved from http://www.cdc.gov/media/pressrel/r040121.htm Resnik D.B. July 2006. Responsibility for Health: Personal, Social and Environmental. J Med Ethics. Aug 2007; 33(8): 444–445. Retrieved from http://www.ncbi.nlm.nih.gov/pmc/issues/174348/ Neas, Ralph. (May 2011). Our Ailing Health. Politico. Retrieved from http://www.politico.com/news/stories/0511/55775.html World Health Organisation. (1992). Environmental Healthcare. Retrieved from http://www.who.int/topics/environmental_health/en/ World Health Organisation. (1999). Population Issues. Retrieved from http://www.who.int/en/ Department of Social Welfare and Development. Pantawid Pamilyang Pilipino Program (4Ps). Retrieved from http://pantawid.dswd.gov.ph/